Financial sector
Monitoring report on the implementation of the State Property Management Strategy in the field of State-owned Enterprises and Commercial Companies with full or majority state capital
Stas Madan
Programme Director, "Business Environment and SMEs"
Serghei Merjan
Programme Director, "Public Sector: Economics, Management and Finance"
Position paper. The involution of the budget process in the Republic of Moldova
Serghei Merjan
Programme Director, "Public Sector: Economics, Management and Finance"
Position paper "Government Factoring - a solution for resuscitating the agricultural sector in Moldova"
Position paper on the introduction of state tax when submitting appeals in public procurement, sectoral and concession contract award procedures
Serghei Merjan
Programme Director, "Public Sector: Economics, Management and Finance"
How is the domestic financial system protected from the risk of money laundering and terrorist financing?
Vitalie Rapcea
Programme Director, "Economic and Environmental Infrastructure"
Cryptocurrencies – trends and associated risks
Vitalie Rapcea
Programme Director, "Economic and Environmental Infrastructure"
How to set financial goals correctly
How do we make a money transfer within the country and/or abroad?
Situații tipice de încălcare a drepturilor consumatorilor de servicii financiare
What are international reserves and what role do they play in the economy What are international reserves and what role do they play in the economy
What to do if we can't pay a loan
How and why to invest in the stock market
Why the world is moving towards a less cash economy
How we rationally manage our personal budget
Rational lending behavior (for natural persons)
How life insurance and private pensions can prepare us for retirement
What are investment services and how they help us access the capital market in safe conditions
What do we do with savings: do we keep, spend or invest?
Financial pyramids: how to avoid the pitfalls
Crowdfunding platforms (crowdfunding, crowdlending, crowdinvesting) - how they work and how they can help us
What is Auto Liability insurance: how does it help us and how much does it cost?
How to avoid over-indebtedness
How to prepare for retirement in advance
How to invest wisely: the main steps to an advantageous investment
How to apply for a small business loan
The authorities in the financial system and their duties
An insured case has occurred. How to correctly claim compensation and what are the mistakes to avoid when talking to the insurer
Care sunt elementele unui contract de asigurare și la ce să fim atenți când îl semnăm
De ce asigurările sunt importante și ce tipuri de asigurări avem în Republica Moldova
First House Plus: a social, banking, real estate or electoral program? Analysis of program opportunities and risks
Stas Madan
Programme Director, "Business Environment and SMEs"
How to make secure and risk-free online payments
What to pay attention to when taking a loan
Produse financiare: ce posibilități de economii și investiții sunt pe piața financiară din Republica Moldova
Study: Municipal bonds in the Republic of Moldova - results 3 years after the first issuances
Adrian Lupușor
Executive Director
Dumitru Pîntea
Associate Expert
Ecaterina Rusu
Programme Director, "Trade Policy and Free Trade Area"
Serghei Merjan
Programme Director, "Public Sector: Economics, Management and Finance"
Why interest rates can change over time and what we can do to protect ourselves
Inflation - why it occurs and what tools the state has to maintain price stability
Countering fakes: the exchange rate is formed and modified by the NBM
Is it time for the central bank to cut its inflation target?
Adrian Lupușor
Executive Director
Supporting small and medium-sized enterprises in the implementation of cashless payments
Marina Soloviova
Programme Director, "Economic Policy"
5 myths about external debt
Marina Soloviova
Programme Director, "Economic Policy"
Three elements for solving the inflation problem
Adrian Lupușor
Executive Director
Inflation in the Republic of Moldova: causes, vulnerable groups and policy recommendations
Alexandru Fală
Programme Director, "Macroeconomics, Forecasting and Economic Modelling"
The war in Ukraine: is the risk of capital outflows from Moldova so high and how can our development partners help us?
Marina Soloviova
Programme Director, "Economic Policy"
Investor's Guide to Municipal Bonds
Position Note on the initiative of the 'Billion Law' cancellation
Adrian Lupușor
Executive Director
Position Note on a Potential Credit provided by the National Bank of Moldova to the Government
Regulatory cost: How to calculate the fee for issuing environmental permits?
Dumitru Pîntea
Associate Expert
Iurie Morcotîlo
Financial Literacy Campaign ”Give sense to money”: financial system
Guidebook on the consumer’s protection on the financial-banking market of Moldova
Financial Literacy Campaign ”Give sense to money”: financial risks
Financial Literacy Campaign ”Give sense to money”: auto insurance
Financial Literacy Campaign ”Give sense to money”: cashless payments, more security, more comfort
Eurobond: the unknowns behind a successful emission
Adrian Lupușor
Executive Director
Dumitru Pîntea
Associate Expert
Financial Literacy Campaign ”Give sense to money”: from savings, to investments
Financial Literacy Campaign ”Give sense to money”: the credits for real estate
Between illusory justice, political tactics and attacks on the independence of the central bank. Opinion on the initiative to redistribute some of the NBM profits for partial coverage of the "stolen billion"
Adrian Lupușor
Executive Director
Financial Literacy Campaign ”Give sense to money”: the consumption credit
Financial Literacy Campaign ”Give sense to money”: the effective annual interest rate
Financial Literacy Campaign ”Give sense to money”: inflation - a monetary phenomenon
After 3 quarters of 2019, all banks continue to accumulate profit
Dumitru Pîntea
Associate Expert
Individuals are increasingly interested in bank credit
Dumitru Pîntea
Associate Expert
The four banks of systemic importance lead in the banking performance ranking of July 2019
Dumitru Pîntea
Associate Expert
Banks are discovering a new segment - the physical persons who prove to be more responsible clients
Dumitru Pîntea
Associate Expert
Financial autonomy in the Republic of Moldova: evolution of local budget revenues
Dumitru Budianschi
Are the banks ready for tightening the monetary policy?
Dumitru Pîntea
Associate Expert
Banking performance ranking, April 2019
Dumitru Pîntea
Associate Expert
Banking performance ranking, March 2019
Dumitru Pîntea
Associate Expert
Financial Monitor: Five Development Goals for the National Financial System
Dumitru Pîntea
Associate Expert
Eugen Ghilețchi
Banking performance ranking, February 2019
Dumitru Pîntea
Associate Expert
Banking performance ranking, January 2019
Dumitru Pîntea
Associate Expert
Banking performance ranking, December 2018
Dumitru Pîntea
Associate Expert
Banking performance ranking, November 2018
Dumitru Pîntea
Associate Expert
Banking performance ranking, October 2018
Dumitru Pîntea
Associate Expert
The Financial Monitor ”Four years from the bank fraud: what we have found out during this time”
Dumitru Pîntea
Associate Expert
Eugen Ghilețchi
Banking performance ranking, September 2018
Dumitru Pîntea
Associate Expert
Banking performance ranking, August 2018
Dumitru Pîntea
Associate Expert
Banking performance ranking, July 2018
Dumitru Pîntea
Associate Expert
Tax reform - an attempt to disguise the amnesty of dubious capital?
Banking performance ranking, June 2018
Dumitru Pîntea
Associate Expert
Banking performance ranking, may 2018
Dumitru Pîntea
Associate Expert
Everything about the financial system. What is money laundering and how does it affect each of us?
Dumitru Pîntea
Associate Expert
Banking Performance Ranking, April 2018
Dumitru Pîntea
Associate Expert
La Punct. Sistemul financiar: de la transparență la încredere
Dumitru Pîntea
Associate Expert
Banking performance ranking, March 2018
Dumitru Pîntea
Associate Expert
Everything about the Banking System. Why It Is Important to Know the Bank Owners?
Dumitru Pîntea
Associate Expert
Banking performance rating - December 2017
What does the kroll investigation tells us about the bank fraud and what is kept secret
Dumitru Pîntea
Associate Expert
Clasamentul performanței bancare din Republica Moldova - Aplicația interactivă (Noiembrie 2017)
Banking Performance Rating in the Republic of Moldova - Interactive Application (October 2017)
Dumitru Pîntea
Associate Expert
Prevention and Combating Money Laundering: Roadmap for adapting a regulatory framework adjusted to the context of the Republic of Moldova
Sergiu Gaibu
Programme Director, "Financial and Banking Sector"
The Financial Monitor #5: An analysis of main reforms in the financial sector of Moldova, May - July 2017
Eugen Ghilețchi
Solutions for Mobilizing Internal Resources for Infrastructure Projects and Country Development: The State Securities Market
Dumitru Pîntea
Associate Expert
Eugen Ghilețchi
Sergiu Gaibu
Programme Director, "Financial and Banking Sector"
Draft Law on Anti-Money Laundering and Countering Financing of Terrorism – Source of Economic Stability or Instability?
Sergiu Gaibu
Programme Director, "Financial and Banking Sector"
Financial Monitor # 4: Analysis of the Main Reforms in the Financial Sector of the Republic of Moldova February 2016 - April 2017
Eugen Ghilețchi
Ratingul transparenței acționarilor băncilor din Moldova, aprilie 2017
Dumitru Pîntea
Associate Expert
KROLL Investigation: Between expectations and reality
Eugen Ghilețchi
Long-term financial instruments: how to develop and why we need them?
Eugen Ghilețchi
What factors underpin bank disintermediation and how can we stimulate the lending activity?
Dumitru Pîntea
Associate Expert
Are the sanctions envisioned by law enough to deter the bank’s improper behaviour?
Dumitru Pîntea
Associate Expert
Another angle of the pension system reform: how can the private pension system boost financial system development?
Dumitru Pîntea
Associate Expert
The National Committee for Financial Stability – How to Reform It Wisely?
Adrian Lupușor
Executive Director
How can we stimulate the lending activity and bring back trust in the bank-customer relationship?
Dumitru Pîntea
Associate Expert
How to turn ”Prima Casa” program from dream into reality?
Sergiu Gaibu
Programme Director, "Financial and Banking Sector"
Financial Monitor #3: Analysis of the Key Reforms in Moldova's Financial Sector
Eugen Ghilețchi
How we can reform the deposit guarantee scheme - a solution for increasing confidence in the banking system
Dumitru Pîntea
Associate Expert
The bank recovery and resolution law. Bank recapitalization regime (bail-in) and state guarantee
Dumitru Pîntea
Associate Expert
POSITION NOTE on Converting into State Debt the Emergency Loans Granted by NBM in 2014/2015 to Certain Commercial Banks
Adrian Lupușor
Executive Director
Dumitru Pîntea
Associate Expert
Rating of bank shareholders' transparency in Moldova, as of 31 July 2016
Natan Garștea
Dumitru Pîntea
Associate Expert
Financial Monitor #2: analysis of main reforms undertaken in Moldova's financial sector (April - July 2016)
Dumitru Pîntea
Associate Expert
Sursele de finanțare oferite de ZLSAC
Financial Monitor 1st isue: results of monitoring recent reforms in the financial-banking industry
Adrian Lupușor
Executive Director
The National Committee on Financial Stability: why and how to reform it
Adrian Lupușor
Executive Director
The Roadmap for restoring the Moldovan banking industry
Adrian Lupușor
Executive Director
Dumitru Pîntea
Associate Expert
Impact of macroeconomic’ and banking sector’ problems on Moldova’s Public Budget
Alexandru Fală
Programme Director, "Macroeconomics, Forecasting and Economic Modelling"
Dumitru Budianschi
Iurie Morcotîlo
Decoding the Kroll report
Adrian Lupușor
Executive Director
Crisis in Moldova's banking system - a fundamental threat to the country’s national and economic security
Alexandru Fală
Programme Director, "Macroeconomics, Forecasting and Economic Modelling"
The fall of Moldovan Leu. How can we recover it?
Adrian Lupușor
Executive Director
Banca de Economii (Savings Banks of Moldova): The fall of a giant
Alexandru Fală
Programme Director, "Macroeconomics, Forecasting and Economic Modelling"
Is independence of the National Bank of Moldova in danger?
Adrian Lupușor
Executive Director
Informal Employment in Moldova: Causes, Consequences and Ways to Reduce it
Ana Popa
The Analysis of Amendment to the Law of the National Bank of Moldova
Adrian Lupușor
Executive Director
Why Does the NBM Relax its Monetary Policy, And What Could be The Results? Inflation Forecasts for 2012
Adrian Lupușor
Executive Director
Adrian Babin
Ana Popa
Feasibility of Liberalization of the Mandatory Health Insurance System in Moldova
Ana Popa
Banking Performance Rating, 3rd Quarter, 2011
Adrian Lupușor
Executive Director
A Diagnostic Analysis of the Moldovan Banking System in the Context of Signing a Deep and Comprehensive Free Trade Agreement with EU
Adrian Lupușor
Executive Director
Adrian Babin
About the Hostile Corporate Takeovers
Valeriu Prohnițchi
Programme Director, "Research and Methodology"
Banking Performance Rating, 2nd Quarter, 2011
Adrian Lupușor
Executive Director
Banking Performance Rating, 1st Quarter, 2011
Adrian Lupușor
Executive Director
Why the Credit Costs are High in Moldova and What are the Solutions?
Adrian Lupușor
Executive Director
All 129 items