Moldova Bank Performance Ranking – Interactive Application (November 2017)
Automatically translated summary. The full text is available in Romanian.
Independent Think Tank “Expert-Grup” presents its bank performance ranking for the Republic of Moldova, with commentary on the banking sector at the end of November 2017. The ranking is available as an interactive application and assesses each bank against the average level of the sector as a whole.
At the end of November 2017 the banking sector was well capitalised: the capital base reached about a third of risk-weighted assets, or roughly MDL 11 billion, even as stricter National Bank of Moldova loan-assessment rules pushed up provisions at some banks. Assets kept growing on national-currency deposits, but loans made up only 42% of total assets. The loan stock continued to fall, to MDL 33.4 billion, driven by legal entities, while lending to individuals, especially consumer loans, grew.
The top four remain the systemically important banks: Moldova-Agroindbank (MAIB), Mobiasbanca, Moldindconbank (MICB) and Victoriabank. ProCredit Bank and FinComBank advanced markedly thanks to few non-performing loans and better operational efficiency. The ranking is not a guide for deciding where to place savings or raise financing, but a source of information on each bank's results.



